Returning Customer? Sign in for Faster Funding.*Get Started

Introducing
Real-Time Funding!

Apply today and see if you're eligible to receive your funds in minutes!*

No Extra Cost
Including Holidays & Weekends
Apply Now
Hero
Our customers say Excellent
4.8 out of 5 based on 1250 reviews
Loans Made Easy

How It Works

A straightforward process designed for speed, security, and convenience.

Step 1

Start Your Application

Fill out our secure online form in minutes — no documents to upload.

Step 2

Approval Decision

Quick and transparent application review. Real-time approvals, 24/7.**

Step 3

Access Your Money

Funds are sent directly to your bank account.

Ready to get started? Your funds could be in your account within minutes.*

Get Started

**Subject to verification and underwriting review.

Built on Trust

Your Questions Answered

Minto Money offers quick loans for those small emergencies without the stress.

Transparent Costs

Know your total repayment before signing.

Protected Data

State-of-the-art security technology.

Secure App

Bank-level encryption for all data.

What We Stand For

Best Lending Practices

Trusted, Convenient Lending Source

We are committed to the responsibilities of lending guidelines as well as our customer's safety, privacy, and rights.

Customer Care

Our team is dedicated to each individual customer and treats them with respect. The team wants you to feel comfortable asking any questions or voicing any concerns whether you are a current customer or not.

Data Security

You can be sure that your personal information is safe and secure with us. We use state-of-the-art security technology to protect your information from any unauthorized access.

Clear, Upfront Fees

Our customers know exactly what their total repayment amount will be before signing their loan.

Right to Cancel

You can cancel your loan and payment obligation —at no cost— by 3:00 PM Alaska Time on the second business day after your funds are disbursed.

Customer Support Team
Our Promise

Smart Lending
Backed by Real People

At Minto Money, we strive to make borrowing feel more human with fast access to funds, clear next steps, and a team that's got your back.

Clear Terms

We're here to walk you through every step.

No Waiting

When time matters, our approval process is fast and transparent.

Human-Centered

Our team is ready to answer any questions.

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The Support You Need. When You Need It Most.

Whether it's an unexpected bill or extra expenses, we make it easy to get the funds you need.

No Hidden Fees
Funds Within Minutes *
Bank-Level Security
Apply Now