At Minto Money we offer our customers term consumer installment loans to help with any unexpected expenses. These installment loans create a payment schedule so the loan can be paid off over a set period of time.
Minto Money is a member of the Online Lenders Alliance (onlinelendersalliance.org) and adheres to its best practices concerning internet lending. We want our customers to feel comfortable which is why we recommend customers use personal financial literacy education with organizations like the Community Financial Education Foundation (CFEF) or Clarity for Consumers. Ask us how to take advantage of these services.
We are a trusted loan lender who wants to help customers in need with any unexpected expenses. We are a quick loan service that practices excellent customer care. Our installment loans are better than payday loans because you can pay down the principal amount with each payment.
One of the benefits of getting a loan from Minto Money is that you do not need a good credit score. We lend to people with all kinds of credit backgrounds. To approve your loan we verify income, banking history, and the ability for the debt to be repaid.
If you have any problems, questions, or concerns then we ask that you talk with our customer care team right away. All customers do reserve the right to file a dispute with the Financial Services Licensing & Regulatory Commission.
At this time, we do not lend in all states. If your state is not currently available, check back as we frequently add new states.
Minto Money loans range from $100 to $3,000. A loan decision is based on the information you provide in your loan application.
APR (Annual Percentage Rate) is the annual rate charged for borrowing money, expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. APR was designed to allow consumers the ability to evaluate a loan product over the course of a full year or 365 days, but we offer small installment loans that are designed to be paid between five to ten months. Each APR varies between customers and their specific loan situation. Remember, this is an expensive form of borrowing and is not intended to be a long-term financial solution.
Loan applications fully verified and approved Monday-Thursday by 6:30 pm Central time will be funded as soon as the next business day. Loan applications fully verified and approved Friday by 6:30 pm Central time will be funded as soon as the following Monday so long as the Monday is not a bank holiday.
Some loans may be eligible for free same-day funding if approved Mon-Fri by 2:00pm Central time.
Deposit times may vary depending on your financial institution. Same-day funding is not available in all states. Minto Money is not responsible for any additional charges applied by your financial institution.
To apply for a loan you need to be at least 18 years old, not be in a bankruptcy case, and able to provide your contact information, income, and checking account.
Our loan process is quick and simple. Once you fill out your online loan application, we will send you an email about your approval status. Once you’ve been approved and verifications have been completed, we will send you transaction documents and disclosure information for your loan. Once you read over the terms, if you agree with everything, you can electronically sign the documents. Usually, your money will be deposited within one business day. If you wish to get expedited funding, then please contact our customer care team.
We will set up a manageable payment schedule that will tailor the payment dates to correspond with your pay dates.
You have a right to cancel your loan. We require that you start the process by 4pm Central time the next business day after the cash disbursement. We can then set up a draft to reverse the loan proceeds.
To make a payment for your installment loan you can either A) Transfer debit from your checking account into the loans account. B) Contact our customer care team at least two business days prior to your payment date. C) We also accept payments by money order or cashier’s check.
At Minto Money, we understand that life happens. If you are unable to make the payment on your payment date, then contact our customer care team and we will work with you to find a solution.
At Minto Money, you can pay off your loan at any time without penalty. To make a payment please contact our customer care team so they can process the payoff.
If you would like a copy of your loan agreement, you can get a copy online at your Minto Money account. If you have any problems getting a copy then contact our customer care team.
If you wish to make a payment before your due date then contact our customer care team at least two days before your next payment.
If you have moved and need to update your address on file then please contact our customer care team.
If you have concerns about past due payments, then contact our customer care team for assistance.
If you need to update your banking info then contact our customer care team. If this needs to be processed for an upcoming payment, contact us at least two business days before the due date.
We use the latest secure technology to protect your information from any unauthorized access. We have many physical and digital measures to make sure that all of our files are safe and secure.
You can use any valid checking account that is registered under your name. Savings accounts or prepaid cards are not accepted.
If you ever have any concerns, we are committed to being your #1 source for a resolution! There is no quicker way to get your concerns addressed than directly through us, your satisfaction is our priority. Contact our Customer Advocacy Team at feedback@mintomoney.com or call us at (888) 796-4686.
