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What type of bank account can I use?

You can use any valid checking account that is registered under your name. Savings accounts or prepaid cards are not accepted.

How do I make a payment before the due date?

If you wish to make a payment before your due date then contact our customer service team at least two days before your next payment.

What if I want to pay off my loan early?

At Minto Money, you can pay off your loan at any time without penalty. To make a payment please contact our customer service team so they can process the payoff.

What if I can’t make my loan payment on the due date?

At Minto Money, we understand that life happens. If you are unable to make the payment on your payment date, then contact our customer service team and we will work with you to find a solution.

How do I make payments on my loan?

To make a payment for your installment loan you can either A) Transfer debit from your checking account into the loans account. B) Contact our customer service team at least two business days prior to your payment date. C) We also accept payments by money order or cashier’s check.

Can I cancel my loan?

You have a right to cancel your loan. We require that you start the process by 4pm Central time the next business day after the cash disbursement. We can then set up a draft to reverse the loan proceeds.

When will my loan be due?

We will set up an easy loan payment schedule for you. We will tailor the payment date in relation to your income receipt.

How does the loan process work?

Our loan process is quick and simple. Once you fill out your online loan application, we will send you an email about your approval status. Once you’ve been approved and verifications have been completed, we will send you transaction documents and disclosure information for your loan. Once you read over the terms, if you agree with everything, you can electronically sign the documents. Usually, your money will be deposited within one business day. If you wish to get expedited funding, then please contact our customer service team.

What do I need to get a loan?

To apply for a loan you need to be at least 18 years old, not be in a bankruptcy case, and able to provide your contact information, income, and checking account.

When will the money be in my account?